If the period has expired that a family is likely to apply for and/or finance long-term care policy purchases, but having a proper care provider and payment package for a loved one is crucial, where would you turn?
Medicaid – The “Net for Protection”
Medicaid is defined as being the collaborative federal-state initiative within the United States for the medical treatment of some vulnerable communities. Although the service is defined by federal statute and partly sponsored, each independent state administers it.You can learn more at Amicus Law Firm – Medicaid Planning Attorney Centerville.
Medicaid Planning has gained something of a negative stigma, both among the working class families who need the services and the practitioners who can obtain such benefits. Medicaid Preparation (the coordination of financial and legal issues to obtain Medicaid benefits). While most individuals have no opposition to Medicaid paying the costs of nursing facilities for the poor, certain individuals object to lawyers and planners who counsel their families about how to save family money” and apply for Medicaid. For the most part, the people who disagree tend to believe that Medicaid is a form of entitlement service that should be open exclusively to those at the threshold of poverty. In order to pass around their riches at the detriment of the people, they tend to believe that middle class persons and couples should not be able to use the scheme.” However the same objectors would also turn to the Medicaid programme to secure family finances when confronted with a similar crisis in their own households.
Planning for Medicaid – Is it Legal?
Although I am not a lawyer and thus not eligible to assess and then decide on the legality of every issue, it would seem plausible that the reality that Elder Law lawyers and other lawyers engage in Medicaid preparation on a regular basis, and the fact that the Florida Supreme Court recently ruled that only lawyers admitted to the Florida Bar will partake in the Medicaid Planning section Each scenario is clearly different and the details of each case will decide the legality of a particular collection of evidence and circumstances.
Planning for Medicaid – Is It Ethical?
Only because anything is lawful doesn’t mean that it’s ethical. And I’m not trying to tell anyone what values or ethics to embrace. I’m just not trying to tell someone to abandon his or her dollar principles. Every entity has to make a judgement as to what is or is not ethical or moral. However, what I can do is give some insight.
For this country, the generation that is now or will soon be the average nursing home patient has lost a great deal. During wartime, many worked in our army, paying into a scheme that vowed to take care of their most fundamental needs in old age, and placed God, kin, and nation ahead of nearly all else.
In view of high taxes and crooked politics, those joining nursing homes with savings have undoubtedly scrimped, borrowed, and sacrificed for decades and have managed to save a small nest egg. They charged their fair share and took with them others who did not or would not work. When these very responsible individuals seek nursing home treatment the government needs them to pay everything they have worked so long to earn until they are eligible to receive “public assistance.” Yet the same people who they paid to carry for decades, that earned little, who have given the least to society, will once again obtain assistance with the very same nursing home care with no compromises at all.
So only you can decide if preparing for Medicaid is ethical.